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Test Code : 650-128
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Cisco Cisco Connected Grid (Account

Cisco Builds on linked Grid Portfolio | killexams.com true Questions and Pass4sure dumps

SAN JOSE, CA--(Marketwire - Jan 23, 2013) - Cisco ( NASDAQ : CSCO ) these days introduced elevated options to its linked Grid portfolio in line with the Cisco GridBlocks™ structure to lighten utilities modernize their electrical grid. the brand unique portfolio includes the Cisco® Utility Operational community answer, Cisco connected Grid Design Suite, and Cisco Incident Response and group of workers Enablement answer.

These three unique solutions assist utilities modernize, control, and enhance regular grid operations, via presenting operational network options for mission-crucial grid monitoring and maneuver techniques; unified electrical and communications community modeling and design elements for quick and respectable grid implementations; and integrated communique options to help coordination between box personnel and allow faster carrier restoration. The related Grid mode ties into Cisco's broader blueprint of the web of every thing, connecting individuals, processes, information, and issues.

New connected Grid solutions

  • Cisco Utility Operational community solution
  • Cisco Utility Operational community solution includes a kit of structure, design services and products for utility broad zone networks that gives utility operators a enormously cozy and all-around multi-factor network to assist grid modernization efforts.
  • Utilities are supplied time-sensitive insurance mode communications, telemetry facts, company tips site visitors, voice calls and video streams delivered over a single network.
  • the unique respond replaces the should maneuver diverse growing archaic time-division multiplexing (TDM) based and siloed networks that had been developed around inflexible, point-to-element architectures which are unable to deal with multipoint power and counsel flows.
  • Cisco connected Grid Design Suite
  • Cisco linked Grid Design Suite contains a collection of hardware home equipment, utility purposes and services to manage the complexity of unique know-how integration in substations by using providing utility engineers with a unified view of electrical and communications networks.
  • the unique respond will lighten utilities accelerate deployment with unified modeling, design, and configuration of these substation networks. It additionally permits the post-deployment visualization and efficiency monitoring of the network
  • The design suite improves reliability and compliance improves while reducing deployment prices.
  • Cisco Incident Response and corpse of workers Enablement solution
  • The respond contains a collection of architecture services and items to enrich province communications and coordination.
  • Disparate fastened and mobile communication techniques, IP-based mostly dispatch, and actual safety systems are integrated to enrich coordination between utility province crews, dispatchers and faraway consultants.
  • Cisco's linked Grid mode is to provide an conclusion-to-end, totally comfy and interoperable networking infrastructure for electrical grids that permits utilities to better maneuver energy give and demand, enrich the security and reliability of energy transmission, and optimize operations. by using supplying assorted purposes over a single, quick-witted and particularly cozy platform; electric utilities benefit from each lessen total cost of possession in addition to create value from unique capabilities and practical integration.

    Cisco has more than 250 customers worldwide adopting the GridBlocks™ architecture and related Grid options. These encompass superior metering infrastructure, substation and utility information hub deployments in North the united states; as well as large area, substation, and distribution networks in Europe and Asia.

    assisting charges:

  • Lionel Chocoron, vice chairman and chummy manager of Cisco connected energy Networks company unit:"through their industry leadership on protection and system interoperability, Cisco has viewed efficient client and accomplice multiply with utilities global adopting the GridBlocks architecture and related Grid options. These unique options will assist utilities and their companions meet their grid modernization objectives by using bettering automation and safety throughout their operations."
  • Roger whats up, Future Networks application supervisor, Western power Distribution (UK):"project FALCON is a crucial step in future networks software. it's establishing and testing out one of the tools for their instrument equipment, and for the residents of Milton Keynes it will be enhancing the flat of carrier and performance of the network for their city."
  • Lu Hong, director, Automation offshoot at condition Grid of China enterprise: "State Grid of China Corp. is main the world by route of deploying complete IEC 61850 Digital Substation architectures. For such tremendous-scale implementation the management of IED configuration and its communication community is terribly complicated and time consuming. Cisco's Design Suite makes it feasible for their engineers to streamline substation community discovery, design, modeling and checking out approaches. It additionally helps validate and maintain music of configuration alterations, which meet their operational needs very well."
  • Oscie Brown, typical manager, SCANA services, Inc. "Cisco IPICS enabled unified incident administration for the PSNC gas company, permitting us to centralize dispatch operations throughout three states and 50 discrete radio channels."
  • aiding resources

    About Cisco Cisco ( NASDAQ : CSCO ) is the worldwide chief in IT that helps companies seize the alternatives of the following day by route of proving that superb issues can swirl up when you connect the in the past unconnected. To gain lore of extra about options for utilities, tickle visit www.cisco.com/go/utilities. For ongoing information, tickle dart to http://thenetwork.cisco.com.

    Cisco and the Cisco brand are trademarks or registered trademarks of Cisco and/or its affiliates within the U.S. and different countries. a listing of Cisco's emblems may also be discovered at www.cisco.com/go/trademarks. Third-celebration trademarks mentioned are the property of their respective homeowners. using the observe partner doesn't insinuate a partnership relationship between Cisco and every other business.

    RSS Feed for Cisco: http://newsroom.cisco.com/rss-feeds  


    Hong Kong's CLP Picks Itron And Cisco For sensible Grid Pilot | killexams.com true Questions and Pass4sure dumps

    No outcome discovered, are trying unique key phrase!in response to Monday’s announcement, both will hyperlink Itron’s mobile-enabled meters and information collection and administration software with Cisco’s grid routers and connected grid administration ... That’s a b...

    Cisco : determine the possibility Intelligence Capabilities within the probability Grid API | killexams.com true Questions and Pass4sure dumps

    Cisco threat Grid offers a powerful combination of automatic malware analysis and advanced possibility intelligence. risk Grid is the file evaluation backend of entire Cisco advanced hazard options (ATS) items, and is directly usable via a portal account within the cloud deployment or portal entry to a local appliance version. what is much less neatly commonplace, is the availability of a powerful API that offers entry to most possibility Grid capabilities and guidance. This permits you, the customer, to integrate superior analysis capabilities into present SOC tooling and tactics - with minimal edifice lore required.

    if you are going to be at Cisco live next week in Barcelona, which you could register for the DevNet workshop i am main. They could be exploring the most basic possibility intelligence capabilities of the API. This forty five minute session requires a beginner stage knowing of Python or an analogous scripting language, and by means of the discontinue of it you could be outfitted to write down scripts that retrieve well timed and valuable possibility intelligence in formats which are able for importation into regular SOC equipment.

    if you're no longer able to be a fraction of me in Barcelona, live tuned to this space for updates about this and identical classes at Cisco live 2018 in Melbourne and Orlando - or win the currently published, self-guided 'Introduction to the Cisco probability Grid API learning Lab.'

    here are some further hyperlinks you may additionally locate useful:

    probability Grid introduction at Cisco.com :possibility Grid YouTube Playlist - This playlist shows a few points and utilize situations of Cisco possibility Grid. The subjects are largely about interactive portal use, but linger tuned for more API content material prerogative here as smartly!

    threat Grid online API documentation:

    Tags:

    Cisco systems Inc. posted this content on 23 January 2018 and is entirely liable for the guidance contained herein.allotted by Public, unedited and unaltered, on 23 January 2018 19:09:03 UTC.


    650-128 Connected Grid (Account Manager) lore Verification

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    Killexams.com 650-128 Dumps and true Questions

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    650-128 exam Dumps Source : Connected Grid (Account Manager) lore Verification

    Test Code : 650-128
    Test cognomen : Connected Grid (Account Manager) lore Verification
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    The mount of the Instagram Micro-Influencer: Everything You need to Know | killexams.com true questions and Pass4sure dumps

    There are plenty of ways to bag your brand in front of more people on Instagram. Advertisements, hashtags, contests, giveaways…the list goes on and on.

    But, there’s one mode that seems to reign supreme over entire of the others: influencer marketing.

    For many people, that term solitary inspires visions of Kardashians promoting hair supervision vitamins or other big-name celebrities not-so-subtly pushing other products they pretense to love.

    And, it’s true, that is influencer marketing.

    But, that perception also tricks many brands into thinking influencer marketing is something that’s only meant for the mammoth brands with the even bigger budgets.

    That’s not necessarily the case—particularly with the mount of the Instagram micro-influencer. These influencers with a smaller audience—but a highly-engaged following—make this marketing tactic available to companies of entire sizes.

    So, what carry out you need to know about Instagram micro-influencers? We’re rolling up their sleeves and digging into it entire prerogative here.

    What Exactly is an Instagram Micro-Influencer?

    You want to bag your brand out there, but you don’t maintain a ton of money to hurl at promotion. Well, recent research states that an Instagram influencer will saturate $1,000 per 100,000 followers.

    That means that if you maintain your sights set on an influencer with an audience of around 300,000, you better be prepared to pay somewhere in the neighborhood of $3,000 for a single Instagram post.

    Did your jaw just hit the floor? I can’t blame you. But, this is where micro-influencers Come into play.

    These influencers are on a smaller scale—meaning they haven’t amassed followings of hundreds of thousands (or even millions) of people.

    While there’s no true rule on exactly how many followers qualifies someone as a micro-influencer, they typically maintain followers in the thousands.

    Their followings are undeniably smaller, but they’re also highly engaged. These people are highly trusted and valued by the people who ensue them—meaning they can be equally as valuable when it comes to promoting your brand.

    Let’s glimpse at an instance comparing a micro-influencer with a macro-influencer.

    Lauren Bullen (@gypsea_lust) is an Instagram influencer focused on travel. With 2.1 million followers, she’s built a massive following—meaning she’s obviously not a micro-influencer.

    Instagram-micro-influencer-lauren-bullen-example

    Image Source: Lauren Bullen

    In contrast, Karl Watson (@karlwatsondocs) is a travel documentary filmmaker and a micro-influencer within the travel industry.

    He has a much smaller following of a runt over 9,000 followers, making him a much more approachable and reasonable influencer option for travel-related brands who don’t maintain massive budgets.

    Instagram-micro-influencer-karl-watson-example

    Image Source: Karl Watson

    To summarize, Instagram micro-influencers are indeed influencers with a lot of authority in their niches and industries. However, they don’t operate on as large of a scale as some of the Instagram celebrities you’ve likely grown accustomed to seeing.

    Why Bother With Influencer Marketing?

    Finding and then effectively collaborating with influencers does require some time and energy. So, here’s a question that deserves to be answered: Is it worth it?

    Here’s the short answer: absolutely.

    In fact, according to Linqia’s The condition of Influencer Marketing survey, 94% of respondents who utilize influencer marketing believe it to be an efficient marketing tactic.

    But, what exactly makes this rate so high?

    Trust is the surreptitious ingredient here.

    More and more, people are tuning out obvious sales messages that Come directly from brands. For example, usage of ad blockers surged by an impressive 30% in the year 2016—which proves that people aren’t receptive to pushy and overt sales tactics.

    Instead, they swirl to people they reliance to bag recommendations. This not only applies to their direct peers but also influencers—people they glimpse up to and admire.

    And, when they contemplate those recommendations, they’re far more likely to actually purchase. 81% of consumers condition that gregarious posts from friends and peers (influencers Come into play here!) directly repercussion their purchasing decisions.

    That’s likely why a 2016 study from TapInfluence and Nielsen Catalina Solutions discovered that influencer marketing generates 11 times the ROI of traditional digital marketing.

    In short, influencer marketing doesn’t just expand your gain by getting your brand in front of unique audiences—it does so in a route that feels authentic and genuine.

    Influencers maintain earned reliance with their audiences, and therefore can win reliance for your brand and convert their followers into your customers. So, it makes sense that Instagram influencer marketing doubled in the year 2017—and that will likely only continue to increase.

    Does Size Matter: The Pros and Cons of Micro-Influencers

    There’s no denying that influencer marketing on Instagram is effective. But, it’s effortless to reason that only applies to major influencers who can shove your brand out to millions of starry-eyed followers.

    Make no mistake—working with micro-influencers can be powerful. However, it’s also not without its downsides when compared with larger influencers.

    Let’s explore some pros and cons of collaborating with micro-influencers, so you can select which route is best for your unique brand.

    The Pros 1. They maintain a Highly-Engaged Following

    While micro-influencers might not boast huge audience numbers, they typically maintain followings that are highly engaged. Their followers reliance them, value them, and interact with them on a regular basis.

    Much dote anything else on Instagram, tryst carries a lot of weight.

    After all, wouldn’t you rather promote your brand to an audience of 5,000 who will be inclined to like, comment, and even find out more about your product than an audience of 500,000 who might drop a courtesy ‘like’—but then carry out nothing more?

    One study conducted by HelloSociety create that micro-influencer content is 6.7 times more efficient at engaging audiences than bigger influencers—proving that micro-influencers can really accomplish a lot for your brand, despite their smaller following.

    To summarize, macro-influencers will lead to more reach, but micro-influencers will generate far more engagement.

    Need proof? Let’s compare the Instagram accounts of two different baking influencers. Tara Jensen Green (@bakerhands) has a following of over 99,000. In contrast, Cookie Designs by Liz Tamny (@illustratedcookies) has just 1,241 followers.

    Here, you can contemplate a single Instagram post from @bakerhands received around 387 likes but just three comments:

    Instagram-micro-influencer-baker-hands-example

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    Image Source: Tara Jensen Green

    This post from @illustratedcookies has fewer likes (101 total at the time of this writing), but seven comments:

    Instagram-micro-influencer-illustrated-cookies-example

    Image Source: Illustrated Cookies

    It’s a seemingly minuscule thing, but it drives home the point that micro-influencers often maintain a far more engaged following than macro-influencers.

    2. They’re Usually Cheaper to toil With

    You’ve already determined that you don’t maintain a huge budget to funnel into influencer marketing. That’s another perk of micro-influencers: Since they don’t maintain as large of followings, they typically don’t exact as much for compensation.

    Remember previously when they mentioned that mammoth influencers often saturate as much as $1,000 per 100,000 followers?

    Micro-influencers are far more reasonable. According to Bloglovin’s 2016 Global Influencer Survey, 97% of micro-influencers saturate less than $500 for a single Instagram post. In fact, 84% of them actually saturate less than $250 per post.

    Instagram-micro-influencer-bloglovin-chart

    Image Source: Bloglovin’s Global Influencer Survey

    In addition to the lower cost, there’s also lower competition. If you direct for those influencers with massive followings, you’ll be up against a number of mammoth brands—and, your own sponsored post will likely bag buried amongst a amalgamate of others.

    That selfsame Bloglovin survey indicated that 70% of micro-influencers toil on less than five marketing campaigns each year. This means that they haven’t been inundating their followers with product promotions, which makes the instances when they carry out really stand out.

    The Cons 1. They maintain a Smaller Following

    There maintain to be some downsides, right? Micro-influencers can carry out a lot of respectable for your Instagram marketing strategy, but there are some drawbacks to consider when determining whether a micro-influencer is prerogative for your needs.

    We’ll start with the obvious one, which we’ve already touched on previously: Micro-influencers are micro for a reason. They maintain smaller followings.

    This means that you won’t be reaching as many people as you would if you were to toil with a larger influencer.

    A study from Mediahub create that influencers with mammoth follower counts bag far more likes than micro-influencers. But, when it comes to things dote comments, sales, traffic, and content entries, micro-influencers win the cake.

    As with anything, it’s captious to determine what your goals are. carry out you just want a huge amount of exposure? Or, carry out you want engagement?

    Answering that question will lighten to point you in the prerogative direction.

    2. They’re Less Experienced With Instagram Marketing

    As you can imagine, influencers with massive audiences are approached about sponsored posts entire the time. They know what it takes to tug together efficient content that will connect with their audience.

    But, when you’re working with a micro-influencer, they’re a runt less experienced in this regard. As mentioned, they only toil on an just of five campaigns per year, which means they might not necessarily be experts in this field.

    When you’re inexperienced with influencer marketing yourself, it can be helpful to toil with someone who already knows the ropes. But, again, that will Come along with a hefty charge tag.

    While the inexperience of some micro-influencers can certainly be a hurdle, it can actually serve you well in other ways. Since they aren’t used to cranking out product promotions, often the kind of content they tug together is authentic and highly engaging—which means it performs exceptionally well with their audiences.

    For example, just glimpse at this post from Instagram user Cecilia Gorgon (@ceciliagorgon), a micro-influencer that cosmetics brand, Glossier, frequently collaborates with:

    Instagram-micro-influencer-glossier-example

    Image Source: Cecilia Gorgon

    You’ll find numerous different posts with Glossier’s products and cognomen featured on Gorgon’s Instagram grid, and they entire generate a really solid amount of engagement.

    Where to Find Instagram Micro-Influencers

    You’ve determined that a micro-influencer is the prerogative route forward for your brand. Now what? How carry out you dart about finding these people to toil with?

    Let’s cover a few actionable strategies you can utilize to find people who could be potential ambassadors for your brand on Instagram.

    1. query Your Existing Fans and Followers

    Your followers can be a much resource of lore and insights. Chances are, they maintain recommendations of Instagram accounts that they already ensue and supervision for that are relevant to your brand.

    Put up a post asking them to tag or partake some related accounts that they admire. Those comments will swirl up a list of influencers—both mammoth and small—that you can add to your list to gain out to.

    2. glimpse Through Related Hashtags

    Hashtags are another much resource to find accounts that post relevant content.

    Search hashtags directly on Instagram and then click into posts that grab your attention. From there, you can find out more about the account that posted the content and gain out to that user if you’re interested.

    For example, if you accelerate an outdoor gear brand, search hashtags dote #outdoors, #nature, or #greatoutdoors to find content and, as a result, users who could be respectable fits for your own brand. You can then organize relevant hashtags using Schedugram’s Hashtag Manager to rescue time when creating future posts.

    Instagram-micro-influencer-hashtag-example

    3. glimpse at the Comments on the Posts of Major Influencers

    Maybe you don’t maintain the budget to toil with major influencers. But, that doesn’t connote you can’t bag any lighten from them.

    Large influencers maintain a lot of, well, influence—which means there are plenty of micro-influencers in their audience who could be suitable for your brand.

    Scroll through the comments on some recent, relevant posts from that macro-influencer. Click into the profile of some of those commenters to find out more about their own content and audience size and determine if they’re someone your brand could toil with.

    It’s a Two-Way Street: Working Well With Micro-Influencers

    Once you find a micro-influencer who seems dote they could be a respectable fitting for your brand, it’s up to you to lead that relationship and do sure things accelerate smoothly.

    The selfsame do’s, don’t’s, and best practices apply regardless of what kind of influencer you’re working with. Here’s a general overview of some things to keep in mind:

  • DO reason about your messaging so the influencer has a transparent blueprint of what you’re trying to promote and what kind of content you’re aiming for.
  • BUT DON’T restrict their creativity. Give them the liberty and flexibility they need to Come up with something awesome.
  • DO find the prerogative influencers for your brand. Don’t just toil with somebody because they maintain a highly-engaged audience or win much photos—you need them to fitting with your brand identity.
  • BUT DON’T obsess over numbers. Things dote the number of followers and just tryst rate can serve as a respectable clue, but they aren’t the be-all and end-all.
  • DO empower your influencers with information. Give them resources that they need to yield quality content for you. Whether it’s logo files or desired hashtags, don’t leave them needing to hunt down what they require.
  • BUT DON’T neglect the rules yourself. You can’t be so focused on what the influencer has to carry out that you neglect what you need to do. Instagram has a lot of rules around sponsored content, so do sure you’re sensible of and following these.
  • Want more do’s and don’t’s? You can dig into plenty of recommendation for successfully collaborating with influencers of entire types in their usher to Instagram influencer marketing.

    Over to You

    Influencer marketing on Instagram is a powerful route to bag your brand out in front of new, relevant audiences.

    While it’s tempting to reason that you need to toil with the biggest influencers available, influencers with smaller but engaged followings (known as micro-influencers) might just amaze you with entire that they’re able to accomplish in terms of tryst and exposure for your products.

    Use this post as your guide, and you’ll find the micro-influencers that are best suited to your brand—and build a mutually-beneficial relationship after doing so.


    Is your identity ever safe online? Here’s how blockchain keep an discontinue to identity theft | killexams.com true questions and Pass4sure dumps

    You maintain entire the reasons to feel fearful when the biggest gregarious networking site in the world with over 2 billion active monthly users says that its users’ identities got compromised.

    During the final week of September, on a Friday evening, when the world was getting ready for another weekend, Facebook published an update citing more than 50 million user accounts were hacked.

    According to a blog post by Facebook, a minor vulnerability in its “View As” feature allowed hackers to pinch access tokens and hack into users personal accounts. They got access of about 50 million accounts, which forced Facebook to reset them and another 40 million accounts as a precautionary step. Total 90 million users were logged out of their accounts automatically.

    This was a mass hacking attempt on the world’s largest gregarious media platform; hence, the incident came to light shortly after it took place. But reason about hundreds of those less common online platforms where you maintain shared your personal information dote name, age, location, mail ID, and bank details.

    If Facebook can tumble prey to hacking attempts, so can any other online platform in the world. This reaffirms one thing — identity theft is real, and unless necessary actions are taken, you can be its next victim.

    Also read: Taipei is using a blockchain alternative to transform into a smart city

    Regardless of how many precautionary measures you opt for, the risk of your personal information being compromised by online platforms can never be sidelined. The main reason behind it is the traditional route in which the data is saved on servers. If someone hacks into these servers, they can easily access the informed saved on them and utilize it for their benefits.

    The only route to fix this issue that seems promising at this moment is blockchain. It’s the future of the tech and can discontinue identity theft once and for all.

    How Blockchain Can discontinue Identity Theft

    Using blockchain to store online information and partake it with third parties will do it tough for hackers to wreck any havoc without leaving behind any digital trail.

    Fortune explains it in a simple way: Every conceal in the blockchain is built upon its predecessor. The cryptographic nature of entire these blocks makes it challenging for fraudsters to alter the information that is stored in any of these blocks as it’s connected with the information stored in another block, which has an entirely different virtual address.

    This system bars data custodians from accessing information that you don’t want to share, ultimately making it next to impossible for anyone to carry out an identity theft operation.

    Blockchain technology uses DiDs (decentralised identifiers), which let the individuals win complete control of their personal data. These DiDs are surreptitious URLs stored on a blockchain ledger. Each of these DiDs is assigned to a different identity of the user, such as birthdate, cognomen or bank account number. While making a payment online, users can temporarily grant these DiDs access to the personal information of their selection and revoke once the transaction is successful.

    This arrangement might sound too respectable to be true, but many companies maintain already started working in this direction. A recent partnership between BMW group and bloom is a much instance to understand this changing scenario. bloom is an emerging blockchain technology provider, constantly trying to interpolate decentralised identity in everyday life. This partnership will allow BMW group to utilize blockchain technology for better customer experience and keep users free from unnecessary identity theft and privacy-related concerns.

    The BMW group will win Bloom’s lighten to verify customers’ identity and attest their credit history without storing any customer data on their servers. Since bloom uses a decentralised and unhackable storage system powered by blockchain, hackers will never be able to pinch customer data.

    Also read: Blockchain tech is swiftly gaining influence, innovating the world beyond tech

    BMW isn’t the only company thinking closely about making blockchain a fraction of its customer serving technology. Most other leading automotive players are working closely with blockchain experts to find a yardstick solution to fix data theft related issues as soon as possible.

    Story Continues

    This trend isn’t just limited to the automotive sector alone. Many companies belonging to different sectors dote insurance, fiscal operations, supply chain management, AI, intelligence, research, transportation, logistics, etc., maintain started testing blockchain powered solutions to secure their customer data.

    The takeaway

    As they inch towards an era that is going to be driven by simulated intelligence, internet of things, and machine learning, they should start thinking seriously about blockchain.

    It’s not a threat to their privacy, but an extension!

    The sooner they understand this point, the easier it will become for us to keep their personal data safe and untouched. And when that happens, no intelligence such as hacking into 50 million Facebook user accounts will do their blood accelerate frosty again and quit us from making weekend plans just dote they always do.

    What carry out you reason about blockchain’s inclusion into everyday tech? partake your opinions with us in the comments section below.

    —-

    e27 publishes relevant guest contributions from the community. partake your honest opinions and expert lore by submitting your content here.

    Photo by Noah Buscher on Unsplash

    The post Is your identity ever safe online? Here’s how blockchain keep an discontinue to identity theft appeared first on e27.


    Dozie: Banks’ traffic Model No Longer Sustainable | killexams.com true questions and Pass4sure dumps

    The Chief Executive Officer, Diamond Bank Plc, Mr. Uzoma Dozie, in this interview says banks are likely to be out-innovated and lose their market partake if they fail to partner with emerging businesses to deliver superior services to customers.  He stresses the significance of partnership between telcos, fintechs and banks in order to continue to deepen banking penetration. Obinna Chima presents the excerpts:

    How did you feel about the recent Central Bank of Nigeria fine on the bank with respect to MTN Nigeria?

    When you are in the battlefield, you hope injuries once in a while. And that was the route they saw it. They didn’t quite understand the basis. As an organisation, they always try to carry out things in line with corporate governance. They are always compliant. Basically, they didn’t understand the basis for the fine. They maintain responded to their regulator to glimpse at it and glimpse at the information again. The central bank has stated in one of their press releases that they maintain gathered more information and that they are looking at it. They maintain to continue moving, you can’t allow that to quit your operation. Fortunately, they maintain capacity to absorb that it does not impress the day-to-day running of their services to their customers. They would not allow that to distract us.

    How did your customers react to the intelligence of the fine?

    We maintain customers that are informed and they also maintain the ones that are going about trying to do their dreams Come true in Nigeria. They maintain about 15 million customers. Those people don’t maintain the frill of reading newspapers. They also maintain a relationship with MTN in terms of providing services that lighten transform people’s life. So, the evolution didn’t repercussion on the brand. People are now more informed and they can win informed decisions. In my opinion, their customers believe that this is an issue that has to be resolved and that their monies are safe.

    The Monetary Policy Committee at its final meeting raised some concern about the economy. What is your win on that and what carry out you reason the government should be doing to avert another glide into recession?

    This is talking to entire stakeholders in every sector of the economy: private sector, public sector, regulators even exotic investors as well. Of course, Nigeria is no longer isolated from activities in the global economy. Of course, with the multiply in interest rate in the United States, it means there is going to be pressure to retain exotic investors in Nigeria, which they depend on. In terms of what they must do, firstly is that they must ensure there is stability – fiscal stability and stability in their oil production. But then, there is another thing – the rule of law, which is very key. They must ensure there is transparency and reduction in corruption. And that’s one of the reasons why Diamond Bank is really driven on digital. Digital means simple transparency and means audit trail. Imagine if Nigeria has invested in technology, glimpse at Nigeria Interbank Settlement System payment platform, glimpse at the Bank Verification Number, you can even glimpse at the fact that people are using their mobile phones to drive their businesses and so on. You can contemplate the potential. So those are the things they need to do. So, those are fundamentals. If there is transparency, trust, reduction in corruption, despite concerns of elections, people will soundless bring money in. Of course, people are soundless going to bring in money during election. So, it is about ensuring that there is stable environment for people to continue to carry out their traffic and money will keep coming in.

    KPMG’s recent 2018 customer survey rated Diamond Bank as one of the top five SME Customer Banks in Nigeria. Can you speak more on the bank’s focus on SMEs and what are its long-term plans for SMEs in the country?

    Yes, you are correct. That space is their major focus zone for us in the bank, and they maintain deployed a lot of resources towards growing that SMEs space. They call it emerging traffic in Diamond Bank. And that’s because if you glimpse at the economy, 70 per cent of repercussion in the economy is coming from minuscule and medium scale enterprises (SMEs). So, they deploy a lot services. Now, they are on a growth trajectory. What carry out they require? Access to finance, access to market, capacity building, networking. And so, they maintain deliberately tried to ensure they meet those needs. And again, another challenge in that sector is lending which is why their collaboration with Women’s World Banking is what they are using now to do sure they meet the needs of companies and individuals in that sector. So, they are now using the cashflow lending kind of proposition to attack that sector. What does this carry out for us? They are soundless having collateral, but they are more flexible. They maintain three focus areas they lend to – agriculture, education and health. So, if I Come to your hospital and you don’t maintain collateral, you maintain equipment that I can utilize as collateral. If you are school, there are computers in the school and other things. Normally, the traditional kind of lending you will not utilize such things because those things you may feel you may not be able to realise. But what the cashflow does for you is they glimpse at the pattern of your traffic and how your cash actually flows. So, they are deploying a lot of that strategy to do sure they give them financing. Then in terms of capacity building, because what you find out from SMEs is that they need lore on how to accelerate their businesses. They maintain an alliance with Lagos traffic School through their Enterprise evolution Centre. And over the years, they maintain continued to train entrepreneurs, supporting them with education on how to accelerate their businesses, giving them skills that they faith they require to accelerate their businesses. Now, beyond that, what they used to carry out was also to dart round and educate their SMEs. That’s fraction of their non-financial services. They educate them on ow to accelerate their business. They maintain an SME zone in Diamond Bank where their customers can dart and educate themselves on different things – human resources, fiscal management and entire of that. They believe once they can spread the SMEs training entire over the country, it would really give us the edge that they require to grow that sector of the economy.

    You talked about lending to that captious sector of the economy, but most SMEs maintain complained about accessing loans from banks as well as the elevated interest rate. How is Diamond Bank mitigating pains for the SMEs?

    They complain about collecting money from banks is because of security. Indeed, you maintain to be sure that whoever you giving money to would pay you back the money. Of course, if they don’t pay you back, your final route out is the security and many of them don’t have. This is why I explained what they are doing with Women World Banking to ease that challenge. So, they are lending based on your cashflow. The only challenge with that is that because they need to contemplate the cash flows, it’s not available to unique businesses. So, because I don’t know your pattern of payment. I don’t know how your customers pay you and how long it takes you to convert whatever products or services into cash. But if you are an SME and you are in a business, entire I need is to win your cash register, glimpse at your pattern of payment and lend you based on how your money comes to you. That challenge is being addressed by their cash stream lending.

    Can speak about your half year 2018 fiscal results that was released few weeks ago and what expansion plans the bank has for the future?

    We maintain started transformation. What it means is that they are diversifying their portfolios. If you glimpse at their portfolio today, you will find out that their assets are actually skewed towards oil and gas. With the glide in oil prices few years ago, it meant they had to reclassify and restructure some loans out there. One of things we’ve done even before I got here, was that they maintain started lending into retail space and focus more on corporate clients that had a value chain and  are actually into retail business, dote telecoms, manufacturing, dote the Dangotes of this world. What that meant was that you will contemplate that their asset portfolio has been dropping because they are not lending billions into that space anymore. They are now focusing on driving retail business, the SMEs. Up to June this year, they maintain done more lending to minuscule businesses than they maintain done in the final three years together. That is the focus of the bank. If lending is minuscule and the duration is much shorter, it means that every month people are paying back. Until they build that captious fraction which is what they are trying to build. How you judge us is the transaction income coming out of that and the people they are birth to lend to and even the platform they are edifice so that they can maintain access to more people. So, they are trying to build a more sustainable traffic that is bullet proof to shocks in the macro-economy. If they maintain another shock to the country again, if the economy is shocked by one per cent, ours should be 0.2 per cent because they maintain diversified their traffic base. That is what they are trying to do. And they know that it’s workable because what you contemplate is the final number which is oil and gas, non-performing loans. What you don’t contemplate is the engine. In terms of liquidity, they maintain ovef N800 billion of retail deposits that is driving the lending portfolio. They want to diversify that so that they can actually access more people. We’ve also Come out of West Africa. They don’t reason there is enough opening there, they were just deploying capital that were not giving returns dote they maintain in Nigeria. They maintain also sold their United Kingdom office. Because of the drop in exotic currency, trade businesses maintain dropped, so we’ve diversify from that. Those incomes we’ve made from trade business; we’ve now replaced it with retail kind business. They can contemplate that that is working. Their lending to retail space is not only growing, but NPLs from that segments are actually much lower because they maintain learnt from previous lending as well. And that is the entire idea. These maintain enabled us to manage their capital and they are pursuing a national licence, which will connote oour capital adequacy ratio will be much lower and they can now focus on improved profitability and leveraging on technology that they maintain invested in.

    You talked about transformation and my worry is you seem to be signing a lot partnership with exotic organisations. You made mention of MTN. How would shareholders benefit from majority of these?

    If you glimpse at what is going on in the world today, you will find out that banks are under attack. This happens every day. People are birth to either carry out those things themselves or people are coming into your space. If it is transferring dollars to Nigeria or lending, many people are doing it. The point is, what are you going to carry out as a bank? There is a capability that banks maintain that other people don’t have. For instance, Flour Mills said the other day that the want to issue their own commercial paper to raise N70 billion to refinance their loans. It means that your current traffic model may no longer be sustainable in the nearest future.  We maintain this philosophy that says beyond banking, they maintain to carry out more for their customers. Now am I going to lend to entire kind of persons or how can they partner to deliver the outcomes. That is because people don’t supervision about banking but outcome. They want to dart to the movies, they want to do phones calls, they want to buy a house. So, if you want to talk to someone, you need to buy airtime. So, they decided to partner the telcos. So, the future for any traffic is the platform and you must carry out things to drive people to your platform. So for collaboration for a people business, you glimpse at platform capable of delivering services. You glimpse at the quality of your collaboration, number of people on the platform and the quality of partnership. So, they are in that traffic of partnering with people to ensure their platform is robust and they are able to carry out more for their customers. They faith that Nigeria has a huge population of men and women. They partner with the Women World Banking with a vision to bag sizeable number of women globally financially included, they partner together Nigeria is a mammoth market. To gain more people, they need technology to carry out that. There are many fiscal and non-financial partnerships that they are birth to establish because they know that the future businesses is sharing and collaboration. But to carry out that will maintain a platform that technology driven and robust. So, no man is an island. If you are in traffic that is connected to the world, not connected for others to benefit maximally from, you cannot be a one quit shop for people. I want people to know that either through my mobile phone or myself they maintain a gateway, they don’t maintain to dart to too many places. That is why they are on this journey. It is just dote minuscule businesses, nobody is going to give you money if you maintain not gotten yourself in a position to attract advisory services and how to position yourself in the market. People won’t give you money because they would sigh you won’t know how to deal with it because there is no market. For us, if they don’t build a platform people can connect wherever they are in the world.  That is what they are edifice because that is what their customers demand. They are in mobile-driven economy.

    You talked about mobile economy. If you glimpse at a country dote Kenya, the Telcos are the ones driving mobile money. In Nigeria, you determine that it is mostly the banks that carry out that. What is Diamond Bank doing in respect of fiscal inclusion? carry out you reason the banks or telcos should drive fiscal inclusion in the country or partnership would be the best one?

    It is definitely partnership and not about capability. You should also glimpse at how telcos became the preponderant fiscal player in the case of Kenya you sighted in terms of transfer payment. At a time, the banking industry was backward then in Kenya, and so the only people that could carry out anything then were the telcos. People also forget that government was also a major shareholder in Safaricom. So, they had the regulation that allowed it to happen. But in Nigeria, things are completely different. Their payment platform is more advanced than even Kenya. Ours has been true time online a long time ago. It meant that there was no position for mobile money. Mobile money is a glorified transfer system. S, fiscal inclusion won’t toil with bank solitary because they are not going to dart to many places. Telcos can never provide the sophistication. Banking is about trust, managing risk, convenience. So, the only route to be competitive is partnership. So, beyond the telcos, you need other people who maintain developed other traffic solutions in the world to be on the platform.

    Telcos cannot provide complete digital services without banks. It is that partnership that will allow you to achieve what you maintain set out to achieve in that sector. So, the fintechs are very important. If you glimpse at Diamond Bank, entire their foray into fiscal inclusion has been through collaboration with fintechs. Telcos cannot provide complete digital fiscal services without a bank. On their Beta proposition for example, what they create is that it is not about opening bank accounts, but about giving people incentives to save. As a bank, they are not going to open branches everywhere, MTN has branches everywhere. So, today, on their Diamond Y’ello, they maintain almost three million customers which they would not maintain ever had. They would maintain waited for when they open those branches to bag to those places. But if you maintain an MTN line, you can open an account on your phone.  What has also helped that Beta customers is the fact that MTN has agents as well that can dart to the customers and pay them when they need. So, what you need to drive fiscal inclusion is technology. The telcos maintain it, while the banks maintain the expertise. So, what is needed is that collaboration.

    But if they are entire pitiful into technology, they also need to glimpse at the vulnerabilities, which is the question of cyber-attacks. What are the defense mechanism to ensure that customers are protected?

    You keep your defenses round where your transactions are. Twenty years ago, if you dart to a branch, you will contemplate armored vehicles and lots of policemen, in order to protect the money. Today, a lot of those things are not necessary because people are doing their transactions electronically. So, cyber-security is very captious to us at Diamond Bank. Not only carry out they maintain in-house security, they also outsource security as well because security involves experts. They maintain experts that keep checking their systems against vulnerabilities. Technology also gives security. For example, BVN is more secured than my signature. Anybody can forge my signature, but nobody can forge my BVN. So, they are making sure that they are edifice that reliance on entire their channels. They maintain even gone one step further by using robotics to ensure that the back office is pitiful at the selfsame pace. So, working with Deliotte, they maintain automated one of the most complicated automated systems and their customers are enjoying successful transactions.   



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    GuidanceSoftware [2 Certification Exam(s) ]
    H3C [1 Certification Exam(s) ]
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    Symantec [134 Certification Exam(s) ]
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    The-Open-Group [8 Certification Exam(s) ]
    TIA [3 Certification Exam(s) ]
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    Trainers [3 Certification Exam(s) ]
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    Veritas [33 Certification Exam(s) ]
    Vmware [58 Certification Exam(s) ]
    Wonderlic [2 Certification Exam(s) ]
    Worldatwork [2 Certification Exam(s) ]
    XML-Master [3 Certification Exam(s) ]
    Zend [6 Certification Exam(s) ]





    References :


    Dropmark : http://killexams.dropmark.com/367904/11558908
    Wordpress : http://wp.me/p7SJ6L-zC
    Scribd : https://www.scribd.com/document/358915342/Pass4sure-650-128-Braindumps-and-Practice-Tests-with-Real-Questions
    Issu : https://issuu.com/trutrainers/docs/650-128
    Dropmark-Text : http://killexams.dropmark.com/367904/12080333
    weSRCH : https://www.wesrch.com/business/prpdfBU1HWO000UZPM
    Blogspot : http://killexams-braindumps.blogspot.com/2017/11/cisco-650-128-dumps-and-practice-tests.html
    Youtube : https://youtu.be/AiXN0gm7fgM
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    Google+ : https://plus.google.com/112153555852933435691/posts/F9j7ZynyX3C?hl=en
    publitas.com : https://view.publitas.com/trutrainers-inc/pass4sure-650-128-practice-tests-with-real-questions
    Calameo : http://en.calameo.com/books/0049235262ef3cd36439c
    Box.net : https://app.box.com/s/p0m63j762qicirj2ju6pgogky9sb5oz4
    zoho.com : https://docs.zoho.com/file/5mzblc77be879355340c0ad04b72aa1438122






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