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safety notion Leaders dispute Threats and solutions "in the Boardroom" On | existent questions with brain dumps

Dell EMC

ImageWare methods



AMAG, Cisco, Cyberinc, Dell EMC, Extenua, ImageWare programs, Infilux, StrikeForce, VOTI DETECTION™

we are honored to fill these protection experts unite us "within the Boardroom" to focus on latest threats and options that may give protection to us NOW.”

— Martin Eli, writer

big apple, recent york, united states of america, January eleven, 2018 / -- thank you For joining Us "within the Boardroom" On

AMAG know-how - A G4S company, Kurt Takahashi, technology Releases recent Symmetry Video HardwareNew NVR home rig and Video customer Workstations bring Unmatched Scalability with Symmetry CompleteView Video Software

Cisco, Marc Blackmer, Product advertising supervisor, industry solutions, protection enterprise Group"We at Cisco are fully committed to the IoT, and they accept as proper with the IoT ought to exist secured for its covenant to exist realized."

Cyberinc, Samir Shah, to purchase global identification and entry administration enterprise of Cyberinc"This transaction will permit us to sharply focus on Isla – their trade leading Malware Isolation Platform."

Dell EMC, Ken Mills, widespread manager, IoT and Surveillance evidence Storage needs grow, Police deserve to reckon beyond three-5 Years

Dell EMC, Graham Porter, enterprise pile Director EMEA, Surveillance and Security"The Munich Airport device is a paradigm among airport security programs. It was designed around a lone centralized and virtual statistics archiving system, accessible to anybody with leave anyplace on the airport network..."

Dell EMC, Nicholas Thermenos, Director earnings & advertising Americas, Surveillance and Security"Video Surveillance goes via a fast-paced digital transformation from low-budget, decentralized information repositories to authentic enterprise category, centralized infrastructure necessities."

Dell EMC, Andrew Hubble, earnings Director Asia Pacific and Japan, Surveillance and Security"Terrorism in limpid countries in Asia has certainly focused governments and enterprise to review their personal protection and safety learn how to give protection to the public, workforce and demanding infrastructure and how to enrich latest follow."

Extenua, Steve Visconti, President & Founder/CTO, Federico Simonetti, and CEO, Steve Visconti, talk about“conclusion-to-conclusion Storage protection” automated Dynamic Encryption Key management SystemNo Key stored anyplace - Defeating tolerable Cyber-attacks"

ImageWare methods, Jim Miller, Chairman and trends at ImageWare programs...Fujitsu Extends the world reach for Biometrics-as-a-service Infinova brand, Fred Zhang, on-line company Manager"Infilux is a company created with the aid of Infinova Corp. in 2016. Infinova became headquartered in 1993 and has over two decades of suffer within the video surveillance industry."

StrikeForce technologies, stamp L. Kay, Chairman and CEO"GuardedID is their keystroke encryption product that works on laptop’s and MAC’s and MobileTrust, which is likewise keystroke encryption with its personal keyboard, works on iPhones and Androids."

VOTI DETECTION™, Rory Olson, President & Chief govt Officer"today their XR3D systems of protection screening scanners are deployed globally, where they focal point on captivating markets such as, securing perimeter and structures, public security and transportation."

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IoT Evolution Expo, ORLANDO, FLORIDA, January 22-25,

BORDER safety EXPO, JAN 31- FEB 1, 2018, DEMO DAY: FEBRUARY 2, 2018Henry B. Gonzalez convention core, San Antonio, TX

ITEXPO, February 13-16, 2018, fort Lauderdale,

SD-WAN convention & EXPO, FEBRUARY 14 - sixteen, 2018 | citadel LAUDERDALE,

SMi,BORDER protection 2018, twenty first FEBRUARY TO 22nd FEBRUARY 2018, ROME,

2nd Annual FINSEC 2018, The Banking protection Summit, 5-6 March, Dubai,

TEC 2018, March 12-16, 2018, Sheraton Downtown Denver, Denver,

Joint 2018 payments peak / ICMA Expo and U.S. funds forum MeetingMarch 26-29, 2018, Omni Orlando hotel at ChampionsGate, Championsgate,

Joint 2018 payments peak / ICMA Expo and U.S. payments forum MeetingMarch 26-29, 2018Omni Orlando lodge at ChampionsGate, Championsgate,

LAAD security 2018, São Paulo, Brasil, April 10-12,

world Cyber protection in Healthcare & Pharma Summit, third-4th might likewise 2018, London, uk, Radisson Blu Edwardian

Airport exhibit, Dicec, Dubai, 7-9 may additionally 2017

Cyber Investing Summit, Tuesday, may additionally fifteenth, 2018 in ny

Securing Federal id 2018, June 5-6, 2018, Almas conference Center1315 k highway, NW, Washington, District of Columbia

TRANSPORT safety & safety EXPO, Washington, DC, June 11-12,

***************************************************************************************************************About facets notion leadership, content advertising, interviews about IT, IoT and safety solutions. Their flagship “in the Boardroom” program, now in its 15th year, has delivered astonishing content material about options from leading global brands akin to: 3M, ASSA ABLOY, Cisco safety, Dell EMC, HP Cybersecurity, Fujitsu, Gemalto, HID world, IBM, ImageWare, Intel, SAP, Siemens safety, Stanley safety, SONY protection, Yahoo, and Unisys just to identify a brace of.

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For a quick tour to contemplate exactly how your manufacturer may exist featured, tickle contact Ali Eng on their publishing crew by means of electronic mail:, or mobile: 1+914.690.9351 .

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For content-advertising and lead technology choices and capabilities, tickle behold their expense Card here:****************************************************************************************************************it's FREE...our month-to-month newsletter with notion management content material from leading protection specialists.Please click here: tickle dispute with us on Twitter privilege here:*****************************************************************************************************************THIS PRESS free up, AND vulgar promoting, content AND vulgar different fabric AND information WHICH looks ON SECURITYSOLUTIONSWATCH.COM AND/OR SECURITYSTOCKWATCH.COM, online AND/OR IN PRINT, IS subject TO THEIR phrases OF USE, conditions, AND DISCLAIMER privilege here:

Martin Eli, PublisherSecuritySolutionsWatch.com1+914.690.9351email us privilege here

CES 2018: Hyundai and Cisco carry SDN to the car | existent questions with brain dumps

Korean automaker Hyundai will launch a so-referred to as hyperconnected vehicle subsequent year, incorporating a software-defined network (SDN) structure designed and constructed by community know-how enterprise Cisco, that it claims will set the stage for adaptive applied sciences within the motor business.

the two companies are poignant ahead with a map – first announced in 2016 – to promote vehicles with a brand recent approach to conversation, the consume of a multifaceted platform that might “present a course to innovate and build on smart car options”.

Now termed a utility-defined automobile (SDV), the constructing platform could exist particularly configurable, offering built-in, multi-layer safety, replete end-to-conclusion networking enabling sensor integration, and an integration layer between utility and legacy hardware.

in the identical artery utility-described networking is rushing up time-to-market for recent functions in enterprise environments, Hyundai and Cisco dependence this approach will considerably speed up the time it takes to convey recent aspects to drivers.

“Hyundai Motor community’s ongoing collaboration with proper world technology groups is a testomony to their ‘open innovation’ spirit; one if you want to prepare us for persisted management as transportation and mobility endure an remarkable evolution,” mentioned Hyundai Motor community’s government vice-president and head of car intelligence, Seung-ho Hwang.

“Our partnership with Cisco is a pretty sterling instance of such efforts, and in 2019, they will unveil the first vehicle fitted with ground breaking connected-vehicle applied sciences collectively developed by both businesses.”

Cisco’s vice-president of boom initiatives and chief of workforce to the CEO, Ruba Borno, talked about: “Cisco is pleased to deliver a requisites-based approach in partnership with the automotive industry; one in order to aid accelerate innovation and boost the charge to the client.

“by means of growing a flexible, scalable, and restful platform, they are allowing automobile agencies to carry more advantageous vehicles – sooner,” she delivered.

The collaboration will additionally learn the possibility of integration into Hyundai’s datacentres, which might allow greater access to actual-time facts, and connecting cars to wider sensible metropolis infrastructures, allowing them to talk with site visitors lights or parking meters, for example.

Hyundai and Cisco to bring car with next-technology network know-how in 2019 | existent questions with brain dumps

LAS VEGAS, Jan. 9, 2018 /PRNewswire/ -- Hyundai Motor enterprise and Cisco these days published a recent know-how roadmap on the artery to permit next-era in-automobile networking with protection. additionally, the groups shared their timeline for commercial deployment of 'hyper-related' construction motors, slated for 2019. know-how advancements from the collaboration will allow Hyundai and Cisco to disrupt auto industry at a sooner tempo.

Cisco today revealed a recent technology roadmap that will enable next-generation in-vehicle networking with security." alt="Hyundai Motor Company and Cisco today revealed a recent technology roadmap that will enable next-generation in-vehicle networking with security."/>

This enjoyable automotive and IT collaboration is concentrated on know-how solutions for in-vehicle statistics calls for, with the goal to enhance exponentially with self sustaining driving and different connectivity wants. The focal point for Hyundai and Cisco is relocating away from restrictive CAN (Controller enviornment network) systems, to Ethernet communications, which crow processing speeds of as much as 1Gbps. Ethernet-primarily based utility additionally supports integrated facts manage, which allows for springy growth of connections to tackle significant records sets coming from numerous add-ons within the car concurrently.

Hyundai and Cisco fill created a brand recent platform that offers incredibly relaxed access to vulgar the facts in the vehicle. The platform makes consume of the first era of 1Gps architectures and automotive Ethernet with QoS, which permits for maximized bandwidth, extra capabilities. or not it's enormously configurable and comfy – and offers the pliability to design and construct recent services. it's going to additionally speed up innovation, provide 'over the air updates', and truncate the lifecycle in bringing recent capabilities to market.

"Hyundai Motor neighborhood's ongoing collaboration with sterling world expertise businesses is a testament to their 'Open Innovation' spirit in an worry to Put together us for persevered leadership as transportation and mobility undergo an extraordinary evolution," celebrated Seung-ho Hwang, govt vice chairman and Head of Hyundai Motor neighborhood's Auto Intelligence industry department. "Our partnership with Cisco is a pretty sterling illustration of such efforts, and in 2019 they are able to unveil the first automobile equipped with groundbreaking linked-automobile applied sciences collectively developed by artery of the two businesses."

The software defined automobile (SDV) platform is an in-automobile netork that units the table for adaptive applied sciences. It additionally offers built-in, better protection – as well as replete conclusion-to-conclusion networking. The SDV will enable new, excessive-pace features through an integration layer between utility and legacy hardware.

by artery of enabling IP and Ethernet capabilities, legacy buses and contraptions will toil at the side of the recent Ethernet attached contraptions and services. via its toil with Cisco, Hyundai Motor will exist positive that its connected vehicle infrastructure can conform to recent innovations in car to every diminutive thing (V2X) communique, so that you can permit for a a sterling deal safer autonomous using suffer and enable 'sensible site visitors' capabilities. this can allow the connected automobile platform to conform and link automobiles to everything from buildings and places of toil to city infrastructure and different vehicles by the consume of sagacious networks, The information superhighway of issues, and information superhighway Protocol technologies.

"Cisco is blissful to bring a standards-based mostly approach in partnership with the car business; one which will assist accelerate innovation, and boost the value to the customer. by growing a flexible, scalable, and relaxed platform, we're permitting automobile businesses to convey stronger vehicles - faster," pointed out Ruba Borno, vp, increase Initiatives and Chief of corpse of workers to CEO, Cisco.

Hyundai and Cisco initiated collaborative pile in 2016 and jointly shared their imaginative and prescient for linked mobility at CES 2017, demonstrating their "hyper-linked car". the two trade leaders agreed that the next angle of transportation ought to fill a brand recent and imaginative verbal exchange infrastructure with a multifaceted and greater restful platform that would additionally present a course to innovate and construct smart-vehicle options.

Hyundai's own development teams had been developing core know-how considering that 2013, together with 'Hyundai motor vehicle Cloud', connected automobile operating system (ccOS), and connected automobile provider Platform (ccSP). Hyundai Motor will likewise toil on different connected vehicle applied sciences and connected functions equivalent to smartphone and wise domestic related capabilities, sagacious far off aid, thoroughly self reliant driving, sensible site visitors functionality and mobility hubs.

With the In-car community application scheduled to arrive in 2019, Hyundai Motor is poised to buy a global lead with yet a further key related vehicle know-how.

About Hyundai Motor

centered in 1967, Hyundai Motor industry is committed to fitting a lifetime companion in cars and past. The enterprise leads the Hyundai Motor community, an innovative enterprise constitution able to circulating materials from molten iron to entire cars. Hyundai Motor has eight manufacturing bases and 7 design & technical centers international and in 2017 bought about four.7 million cars globally. With greater than a hundred and ten,000 personnel global, Hyundai Motor continues to raise its product line-up with localized fashions and strives to give a boost to its management in cleanly know-how, dawn with the area's first mass-produced hydrogen-powered car, ix35 gasoline mobilephone and IONIQ, the realm's first model with three electrified powertrains in a lone build category.

greater information about Hyundai Motor and its items will likewise exist create at: or

About Cisco

Cisco is the international expertise chief that has been making the cyber web toil because 1984. Their americans, items, and partners back society securely unite and capture the following day's digital probability nowadays. find more at and follow us on Twitter at @Cisco.

Cisco and the Cisco brand are logos or registered emblems of Cisco and/or its associates within the U.S. and different countries. a listing of Cisco's trademarks may likewise exist discovered at Third-birthday party emblems mentioned are the property of their respective homeowners. using the note associate doesn't witness a partnership relationship. 

Hyundai Motor America. (PRNewsFoto/Hyundai Motor America) (PRNewsfoto/Hyundai Motor America)

Cision View fashioned content with multimedia:

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642-584 Cisco Security Solutions and Design Specialist

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historic 2d BANCORP INC (kind: 10-Q, received: eleven/14/1996 00:00:00)

united states

SECURITIES AND exchange commission WASHINGTON, D.C. 20549 form 10-Q

Quarterly report Pursuant To fraction 13 Or 15(d)Of The Securities alternate Act Of 1934

For the quarterly duration ended September 30, 1996

commission file No. 0-10537

old 2nd Bancorp, Inc. (accurate identify of registrant as targeted in its constitution)

Delaware 36-3143493 (State or different jurisdiction of (I.R.S. agency incorporation or firm) Identification No.)

37 South River street, Aurora, Illinois 60507(handle of foremost government offices) (Zip Code)

(630) 892-0202(Registrant's phone number, including enviornment code)

(Former name, former tackle and former fiscal year,if modified since closing record.)

point out with the aid of examine stamp whether the registrant (1) has filed vulgar reviews required to exist filed via section 13 or 15(d) of the Securities alternate Act of 1934 vulgar over the preceding twelve months (or for such shorter epoch that the registrant become required to file such reviews), and (2) has been subject to such submitting requirements for the previous ninety one days.

sure [X] No[ ]

applicable handiest TO corporate ISSUERS:

point out the number of shares outstanding of each and every of the issuer's classes of generic inventory as of the latest attainable date.

2,937,484 shares of no par cost typical stock are magnificent as of November 12, 1996.

There are not any reveals with this benevolent 10-Q.

page 1 of 12 Pages

fraction I - fiscal tips merchandise 1 - economic Statements historic 2d BANCORP, INC. AND SUBSIDIARIES CONSOLIDATED steadiness SHEETS (UNAUDITED) (IN lots apart from share records) September 30, December 31, 1996 1995 --------- --------- property ------ cash and Due from Banks, Non- activity demeanor $ 28,934 $ forty two,047 interest demeanor Deposits With Banks 200 four hundred Federal money offered forty three,575 forty two,800 ------- ------- total money and money Equivalents seventy two,709 85,247 purchasable for sale Securities 253,392 253,899 Loans 421,957 399,505 much less:Allowance For feasible personal loan Losses 6,226 5,676 Unearned earnings 418 502 ------- ------- Loans, web 415,313 393,327 bank Premises and device, web 14,868 14,602 different property 15,005 13,655 ------- ------- total property $771,287 $760,730 ======= ======= LIABILITIES ----------- Deposits: claim $ ninety three,684 $a hundred,169 discounts 283,455 271,769 Time 303,415 297,353 ------- ------- total Deposits 680,554 669,291 Securities bought under Agreements to Repurchase 1,369 6,554 different short-time epoch Borrowings 3,991 2,585 note Payable 20 40 different Liabilities 6,151 6,842 ------- ------- total Liabilities 692,085 685,312 ------- ------- STOCKHOLDERS' fairness -------------------- favored stock, no par cost, 300,000 shares licensed, null issued generic stock, no par cost shares authorized: 6,000,000 at September 30, 1996 3,500,000 at December 31, 1995 shares issued: 2,937,484 at September 30, 1996 2,350,one hundred sixty five at December 31, 1995 15,377 15,377 Retained earnings sixty four,234 fifty eight,533 internet Unrealized profit (Loss) on Investments (409) 1,508 ------- ------- complete Stockholders' equity 79,202 75,418 ------- ------- total LIABILITIES&STOCKHOLDERS' fairness $771,287 $760,730 ======= ======= behold accompanying notes.

web page 2

historic 2nd BANCORP, INC AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF salary (UNAUDITED) (IN thousands apart from share AND PER share statistics) Three Months Ended September 30, ------------------ 1996 1995 ------ ------ activity income: --------------- Loans $ 9,266 $ 8,625 investment Securities: Taxable three,068 three,112 Exempt From Federal revenue Tax 965 1,052 Federal money bought 387 648 interest demeanor Deposits 7 5 ------ ------ total pastime profits 13,693 13,442 ------ ------ interest rate: ---------------- reductions Deposits 1,853 1,998 Time Deposits 4,204 four,266 Securities bought below Agreements To Repurchase 42 61 different short-time epoch Borrowings 35 54 word Payable 0 1 ------ ------ total interest rate 6,134 6,380 ------ ------ net hobby salary 7,559 7,062 Provision for viable personal loan Losses 230 20 ------ ------ net hobby revenue After Provision for feasible loan Losses 7,329 7,042 other revenue: ------------ dependence charges 910 789 service prices on Deposit money owed 740 624 other earnings 286 380 ------ ------ complete other income 1,936 1,793 ------ ------ different prices: -------------- Salaries and employee merits 3,a hundred and one three,007 web Occupancy of fiscal institution Premises 517 475 furniture and device 708 505 FDIC insurance 6 (36) advertising 242 248 Stationery and materials 176 204 Goodwill Amortization 129 129 other 995 1,088 ------ ------ total other charges 5,874 5,620 ------ ------ income before revenue Taxes three,391 three,215 income Tax cost 1,060 924 ------ ------ web profits $2,331 $2,291 ====== ====== Per share amounts: ----------------- web profits $0.seventy nine $0.seventy eight Dividends Declared 0.20 0.16 regular Shares excellent 2,937,484 2,937,706 behold accompanying notes.

page three

historic 2nd BANCORP, INC AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF earnings (UNAUDITED) (IN lots apart from share AND PER share statistics) nine Months Ended September 30, ---------------- 1996 1995 ------ ------ activity income: --------------- Loans $27,132 $25,281 investment Securities: Taxable 9,088 9,141 Exempt From Federal earnings Tax 2,854 three,015 Federal cash offered 1,431 1,520 pastime demeanor Deposits 18 sixteen ------ ------ total activity earnings forty,523 38,973 ------ ------ hobby expense: ---------------- discount rates Deposits 5,532 5,739 Time Deposits 12,537 11,659 Securities sold below Agreements To Repurchase 119 ninety different brief-time epoch Borrowings 79 152 note Payable 1 three ------ ------ complete hobby cost 18,268 17,643 ------ ------ web activity salary 22,255 21,330 Provision for viable mortgage Losses 509 seventy nine ------ ------ net pastime salary After Provision for feasible personal loan Losses 21,746 21,251 different profits: ------------ believe costs 2,877 2,383 service fees on Deposit accounts 2,045 1,845 different salary 1,080 961 ------ ------ complete different profits 6,002 5,189 ------ ------ other costs: -------------- Salaries and worker benefits 9,258 9,101 internet Occupancy of fiscal institution Premises 1,350 1,221 furniture and device 1,917 1,440 FDIC assurance 18 661 advertising 642 584 Stationery and elements 570 527 Goodwill Amortization 387 387 other 2,874 three,100 ------ ------ total different costs 17,016 17,021 ------ ------ salary earlier than income Taxes 10,732 9,419 income Tax expense three,376 2,667 ------ ------ net salary $7,356 $6,752 ====== ====== Per share amounts: ----------------- web revenue $2.50 $2.30 Dividends Declared 0.60 0.forty eight usual Shares spectacular 2,937,620 2,937,706 behold accompanying notes.

web page 4

ancient second BANCORP, INC. AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF money FLOWS (UNAUDITED) (IN hundreds) For the 9 Months Ended September 30, 1996 1995 ----- ----- cash FLOWS FROM operating actions: ------------------------------------- activity bought $40,665 $38,728 interest Paid (18,430) (16,956) Paid to Suppliers and employees (16,086) (sixteen,297) dependence charges acquired 2,877 2,383 profits Taxes Paid (three,465) (2,595) provider expenses obtained on Deposit debts 2,045 1,845 different income received 1,080 961 ------ ------ net money supplied by means of operating activities eight,686 eight,069 ------ ------ money FLOWS FROM INVESTING actions: ------------------------------------- net raise in Loans (22,495) (29,320) Purchases of purchasable on the market Securities (36,303) (33,409) Proceeds from Maturities of attainable on the market Securities 33,599 27,383 Capital bills (1,281) (775) lower in other actual estate Owned 0 789 other, net (324) 0 ------ ------ internet cash utilized in Investing actions (26,804) (35,332) ------ ------ money FLOWS FROM FINANCING actions: ------------------------------------- net enhance in Deposits eleven,263 37,702 raise (reduce)in other brief-term Borrowings (three,799) 2,013 lower in Notes Payable (40) Dividends Paid (1,891) (1,500) other, web 7 40 ------- ------ net money provided by artery of Financing activities 5,580 38,215 ------- ------ web raise (decrease) in money & money Equivalents (12,538) 10,952 cash & cash Equivalents at dawn of duration eighty five,247 seventy eight,751 ------ ------ money & money Equivalents at halt of duration $seventy two,709 $89,703 ====== ====== RECONCILIATION OF web revenue TO web money supplied through working activities: internet income $7,356 $6,752 alterations to Reconcile net revenue to web money supplied via working activities: Depreciation 1,015 961 Provision for feasible personal loan Losses 509 79 boost in Taxes Payable 35 142 profit for Deferred revenue Taxes (124) (70) (enhance) lower in hobby Receivable sixty three (723) increase(lessen) in activity Payable (161) 688 net top class Amortization seventy eight 477 Goodwill Amortization 387 387 reduce in accumulated charges (334) (347) raise in pay as you travel fees (138) (277) ------ ------ complete adjustments 1,330 1,317 ------ ------ internet money offered through operating actions $8,686 $eight,069 ====== ====== behold accompanying notes.

web page 5


notice 1 - abstract OF gargantuan ACCOUNTING policies

The accounting policies adopted within the preparation of interim economic statements are in keeping with those used within the preparation of annual economic guidance. The interim fiscal statements reflect vulgar adjustments, which can exist tolerable and habitual in nature, crucial within the sentiment of administration for a just statement of results for the interim periods introduced. effects for the nine months ended September 30, 1996 are not necessarily indicative of the results that can exist expected for the year ended December 31, 1996.

note 2 - ACCOUNTING FOR THE IMPAIRMENT OF long-LIVED belongings AND long-LIVED belongings TO exist DISPOSED OF

effective January 1, 1996, the supplier adopted economic Accounting requirements quantity 121 "Accounting for the Impairment of long-Lived property and long-Lived assets to exist Disposed Of". Adoption of this tolerable did not fill a material impact on the supplier's fiscal residence or effects of operations.

note 3 - ACCOUNTING FOR inventory primarily based COMPENSATION

As of January 1, 1996, the company adopted fiscal Accounting requirements number 123 "Accounting for inventory primarily based Compensation", which applies to the employer's long-term Incentive Plan. Adoption of this generic did not fill any impact on the organization's fiscal position or results of operations since the company has elected to undertake handiest the disclosure necessities of the natural and should continue to account for inventory based compensation as it has during the past below the provisions of Accounting principles Board sentiment No. 25.

notice four - PER share quantities

income per share quantities are in accordance with the weighted generic variety of shares of criterion stock striking vulgar through each and every reported period, after giving retroactive outcome to a five-for-four inventory rupture up valuable June 17, 1996.


old 2d Bancorp has signed a Definitive agreement to acquire the first of the united states bank-Illinois department in Ottawa ("Ottawa"). The scheduled helpful date for the acquisition, subject to the approval of federal regulators is December 27, 1996. The Ottawa department had total deposits of approximately 30,000,000 at September 30, 1996. ancient second will operate the recent residence as a fork of Yorkville national bank.

page 6

half 1 - economic suggestions

merchandise 2



the following dialogue analyzes the consolidated monetary circumstance and outcomes of operations of ancient 2d Bancorp, Inc. and its subsidiaries.

monetary condition

complete assets at September 30, 1996 of $771,287,000 were up just a diminutive from the 1995 year-end total of $760,730,000. accessible on the market Securities of $253,392,000 had been down $507,000 and net Loans of $415,313,000 were up $21,986,000 (5.6%).

complete Deposits were $680,554,000 in comparison to the 1995 12 months-conclusion complete of $669,291,000. discount rates Deposits of $283,455,000 had been up $11,686,000 (four.three%). Time Deposits extended $6,062,000 (2.0%) as depositors appear to exist taking talents of prices on Certificates of Deposits. claim Deposits of $ninety three,684,000 fill been down $6,485,000 (6.5%). Securities offered under Agreements to Repurchase of $1,369,000 reduced $5,185,000 while other short-term Borrowings of $three,991,000 were up $1,406,000.

total Stockholders' equity of $seventy nine,202,000 elevated by $three,784,000 from the 1995 yr-end total of $seventy five,418,000. The raise resulted from additional retained revenue of $5,701,000 offset by means of a decline of $1,917,000 in web Unrealized profit (Loss) on Investments.

page 7


working outcomes consist of web profits for ancient second Bancorp, Inc. and its subsidiaries for the three and 9 months ended September 30, 1996 and 1995, respectively.

internet interest earnings for the three months ending September 30, 1996 of $7,559,000 became up $497,000 (7.0%) over the enjoy length of 1995. complete hobby profits for the three months of 1996 turned into greater than 1995 via $251,000, whereas complete interest rate changed into reduce than 1995 through $246,000.

total different income for the three months ending September 30, 1996 of $1,936,000 changed into up $143,000 (eight.0%) from the identical length a yr ago. dependence charges increased $121,000 (15.three%) and repair fees on Deposit bills expanded $116,000 (18.6%) for the quarter.

complete different expenses for the three months ending September 30, 1996 multiplied $254,000 (four.5%) from the identical epoch in 1995. web Occupancy and furnishings and device multiplied $42,000 (8.8%) and $203,000 (40.2%), respectively.

For the 9 months ending September 30, 1996 internet interest revenue of $22,255,000 was up $925,000 (four.3%) over the primary nine months of 1995. total hobby income for the 9 months of 1996 was bigger than 1995 by using $1,550,000 (4.0%), while total activity cost became higher than 1995 by artery of $625,000 (3.5%).

complete different salary for the nine months ending September 30, 1996 expanded $813,000 (15.7%) from the enjoy epoch in 1995. dependence costs improved $494,000 (20.7%) and different income improved $119,000 (12.4%) for the 9 month length due basically to bigger personal loan origination expenses from Mortgages Held for Resale.

For the 9 months, total different fees were appreciably the equal as closing year. web Occupancy and furnishings and machine increased $129,000 (10.6%) and $477,000 (33.1%), respectively. FDIC fee decreased $643,000 (97.3%), marketing elevated $fifty eight,000 (9.9%) and Stationary and elements elevated $43,000 (8.2%). different expenses had been down $226,000 (7.3%) from the identical duration in 1995.

web page eight


Liquidity is generally defined as the capability to fulfill cash circulation necessities. For a bank, meeting money rush requirements capacity having dollars purchasable to fulfill client credit score needs as well as having funds purchasable to satisfy depositor withdrawal requests. For the company, liquidity means having cash obtainable to pay money dividends, debt provider and working fees. Liquid property consist primarily of non-hobby demeanor and activity demeanor deposits, overnight federal money sold and unpledged funding securities. The Consolidated Statements of money Flows blanketed with the fiscal statements herein set forth the cash flows from working, investing and financing activities for the a variety of time durations.

web money supplied by using operating actions was $eight,686,000 and $eight,069,000 for the nine months ended September 30, 1996 and 1995, respectively.

net money used in investing actions become $26,804,000 for the nine months in 1996; in 1995 web cash used in investing actions totaled $35,332,000. The basic add-ons of money flows from investing actions are funding and compensation of customer loans and purchases and income of investment securities. For 1996, web increases in loans resulted in cash outflows of $22,495,000 and web investment undertaking resulted in money outflows of $2,704,000. privilege through 1995, internet raises in loans resulted in money outflows of $29,320,000 while net investment exercise resulted in cash outflows of $6,026,000.

cash flows from financing activities are essentially brought on by alterations in deposit ranges, brief-time epoch borrowings, notes payable and the permeate of dividends to stockholders. For the nine months ending September 30, 1996, net money provided via financing actions turned into $5,580,000; in 1995 web cash offered by means of financing actions totaled $38,215,000. For 1996, an increase in deposits generated money inflows of $11,263,000 and a lower in brief-term Borrowings generated cash outflows of $3,799,000. In 1995 a mount in deposits generated cash inflows of $37,702,000 and brief-term Borrowings resulted in cash inflows of $2,013,000.

web page 9

part II - other assistance

merchandise 6. displays and reports on benevolent 8-okay

A. reveals

display 27. economic facts agenda

B. studies on form 8-okay

No reviews on benevolent eight-k were filed vulgar the artery through the quarter as a result of the absence of situations below which they're required.

web page 10


Pursuant to the necessities of the Securities and alternate Act of 1934, the registrant has duly brought about this file to exist signed on its behalf through the undersigned thereunto duly authorized.

old 2d BANCORP, INC.

/S/ Ronald J. Carlson with the aid of: Ronald J. Carlson, President, Chief economic Officer, Chief working Officer, Secretary and Director Date: eleven/14/96

page eleven


page 12

duration category 9 MOS FISCAL 12 months conclusion DEC 31 1996 period end SEP 30 1996 money 28934 INT demeanor DEPOSITS 200FED dollars sold 43575 trading property 0 INVESTMENTS HELD on the market 253392 INVESTMENTS wearing0 INVESTMENTS industry0 LOANS 421539 ALLOWANCE 6226 complete property 771287 DEPOSITS 680554 short time period 5380 LIABILITIES different 6151 future 0 favorite mandatory 0 favored 0 typical 15377 different SE 63825 total LIABILITIES AND equity 771287 activity loan 27132 interest get investments 11942 pastime other 1449 activity total40523 pastime DEPOSIT 18069 hobby price 18268 pastime earnings web22255 personal loan LOSSES 509 SECURITIES beneficial properties 0 expense different 17016 revenue PRETAX 10732 income PRE mind-blowing 7356 remarkable 0 changes 0 internet earnings 7356 EPS basic 2.50 EPS DILUTED 2.50 YIELD accurate0 LOANS NON 0 LOANS beyond0 LOANS stricken 0 LOANS problem0 ALLOWANCE OPEN 0 can permeate OFFS 0 RECOVERIES 0 ALLOWANCE close 0 ALLOWANCE domestic 0 ALLOWANCE international 0 ALLOWANCE UNALLOCATED 0

Rohner rankings twice, ME boys snap two-video game skid | existent questions with brain dumps

NEWBURYPORT-- frequently times, the group that does the stronger job taking abilities of it’s alternatives comes out on desirable. 

the day prior to this’s boys soccer game between Manchester Essex and Newburyport proved that, because the traveling Hornets capitalized on their biggest chances, notably in the second half. Up just one goal with under 15 minutes to play, senior striker Henry Rohner netted consecutive goals for Manchester Essex (now 5-2) to Put his crew up 3-0 and conclusion the Clippers comeback bid. 

Newburyport (1-2-4) did collect a latest minute goal from junior Daniel Balentine, however become too diminutive too late, as the Clippers subsequently fell, 3-1. 

“each person did a pretty sterling job today,” celebrated Rohner. “both the fellows on the backyard and the fellows within the core fill been in fact hustling and everybody become working challenging. vulgar of their wins this season fill been a total group worry and that changed into no diverse today. vulgar and sundry just did their job and did it extraordinarily neatly.”

because the game received started, it appeared enjoy Newburyport will exist the first crew to collect on the scoreboard. It was controlling the ball smartly on error and had a brace of nice crosses that lead to pictures. but both of the early photographs had been off beam, and the Hornets took advantage. 

just after coming off the bench, freshman Atticus Takayesu acquired out in entrance of the defense and received a low, grounded crossing rush within the front of the net for the visitors. With best the keeper to beat, Takayesu fired a shot past ‘Port goalie Andrew Allman for the online game’s first ranking. 

issues would relax after that, although, and the remainder of the cavity half became a battle for possession as neither crew confirmed any benevolent of domination. Allman stayed composed in internet for the hosts, and in keeping with Clippers head educate Shawn Bleau, “he saved us in it in the first half.”

Following intermission, it changed into as soon as again the Clippers who fill been on the assault early, threatening for the equalizer on a few events. Their most efficient probability came when midfielder Caleb Dawe let one sail from just backyard the box and watched it ding the crossbar earlier than crusing out of bounds. 

The nigh goal led to a brief Hornets unencumber as keeper Marco Kaper booted one downfield and watched Rohner outcome the leisure. The speedster beat his defenders and fired one past Allman for his first purpose of the afternoon. 

Then, simply a brace of minutes later Rohner scored on the identical circumstance, this time taking expertise of a miscue by artery of the Clippers protection and beating the keeper one-on-one for the dagger. 

“It’s complicated,” said Bleau. “We carried the play vulgar afternoon. They in reality deserved more suitable. They neglected about three chances within the ultimate 10 minutes or so and they had some mistakes in the lower back; some breakdowns.

“I anticipated it to exist a fight and near privilege right down to the end. The closing score doesn’t betray how nigh it changed into. i believed they may soundless fill tied the online game and looking out back at it I felt they might fill tied it.”

As for Rohner, he mentioned that each of his two dreams fill been no fluke, and the long ball from the keeper is anything his group tried to outcome when the time is right.  

“That’s what they constantly outcome if the ball is vulgar of the approach down here (on their end),” celebrated Rohner. “If they are able to collect a quick restart and collect out on entrance then they are attempting to try this. So Marco (Kaper) just hit the ball down domain to me and i tried to get consume of my pace and travel as quickly as i will exist able to and not are attempting to hit it too tough. I just tried to hold it fundamental and aim commandeer within the returned of the internet.”

It turned into a pleasant jump returned win for Manchester Essex, snapping a two-video game losing skid after opening the season with four straight victories. With the victory, the Hornets hold sole possession of 2d area within the Cape Ann League Baker division. 

“It’s excellent, it definitely helps,” Manchester head coach Rob Bilsbury said of the win. “This league is only dazzling. It’s so extreme and each lone vigorous might travel either artery relatively much the entire artery in the course of the league which is pretty excellent. We’re simply excited to near back out on the successful aspect of it nowadays and Newburyport became existent strong. They simply need to hold taking it one fitting at a time.”

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